Affordability Calculator
How much can you afford?
Tell us your income and expenses and we'll show you the maximum home price the banks will typically lend against, before you start house-hunting.
11.75%
20 years
You Can Afford
R1 384 138
Max Bond
R1 384 138
Max Monthly Bond
R15 000
Disposable (after)
R20 000
Deposit Used
R0
Estimates only. Banks typically permit ≤30% of gross income for bond repayments. Final approval depends on credit profile, expenses, affordability assessment, and current SARB rates.
Confirm your affordability with a bank
A pre-approval letter strengthens your offer and tells the seller you're a serious buyer.